For the past 4 years our country has gone through some large changes with the administration, big promises with the economy and ObamaCare & all around uncertainty.
A study at the ACR meeting describing data from 4 published analyses of costs in newly diagnosed or newly active patients with lupus found that the average cost per patient ranged from $13,735 to $27,531 a year compared to $7,794 to $9,788 in people without lupus. In patients with lupus nephritis, the costs were significantly higher, ranging from $29,034 to $62,651.xii http://www.lupusresearch.org/research/lru/assessing_cost.html
Many people loose their homes and their jobs due to their illnesses. Chronically ill people have relied on family to aid them in paying their expenses; from dental, medical, mortgage/rent, utilities, etc.
There are resources available to families and patients to help pay their bills, but they need to know how to access these resources.
Catholic Charities - No matter what your background or religion is, this charity organization may be able to provide financial help, cash assistance or other resources in a crisis. There are over 3,000 locations around the nation that individuals can turn to. http://www.needhelppayingbills.com/html/catholic_charities_financial_a.html
Gradient Gives Back Community Outreach Program - This program provides families with direct financial assistance, including rent and mortgage payments. They also offer counseling, help with tax returns, budgeting skills, and more. http://www.needhelppayingbills.com/html/gradient_gives_back_community_.html
Jewish Federation of North America - This is a national charity organization that distributes funds to non-profit sites around the country. Most locations provide assistance to needy families of all religions, races, and ages. Social services and emergency assistance for rent, homeless prevention, energy bills, and more is offered. The federation will also help coordinate job training and workforce development. http://www.needhelppayingbills.com/html/jewish_federation_financial_as.html
Lutheran Services in America coordinates with hundreds of local human service groups and charities to provide help to the needy and less fortunate. Programs can provide basic needs such as housing, medical care, meals, and financial resources for critical bills. The poor, elderly, and struggling are many of the beneficiaries of this national non-profit charity. http://www.needhelppayingbills.com/html/lutheran_social_ministry_finan.html
National Assistance League - While the charity operates across the country, the local centers focus on meeting the needs for that community. So called chapters may provide a number of basic needs. A common program offered nationally is Operation School Bell, which is school clothes, books, and items to students. A number of other programs are available and may include dental care, meals, social services, day care, and other support. Thousands of people volunteer at this charity. http://www.needhelppayingbills.com/html/assistance_league_programs.html
Net Wish - A non-profit that was created by a private individual. The organization provides emergency cash grants and free money to qualified individuals to help them pay critical bills in an emergency. Priority is given to the elderly and families with children. This non-profit was created to help the less fortunate. http://www.needhelppayingbills.com/html/charities_and_organizations_th.html
Operation Homefront - The non-profit charity organization Operation Homefront provides emergency financial assistance, grants, counseling, and other aid for military personnel. It helps those who are currently in the service, as well as ex- military. In addition they can also assist families of service members as well as wounded soldiers. http://www.needhelppayingbills.com/html/charities_and_organizations_th.html
Operation Round Up - This is an assistance program that is offered by utility and gas companies in many states. This organization, and the aid they will give, provides energy assistance funds and grants to families and individuals in need of help. Most of the money raised is from customer contributions. In addition, the program will offer additional aid, such as help for paying medical bills, rent or housing costs, and more. http://www.needhelppayingbills.com/html/state_aid_and_assistance_progr.html
Saint Vincent de Paul - Regardless of your religion or background, this national charity organization may be able to offer grants and aid for paying bills and basic needs. While funding is limited, qualified low income families faced with a crisis may get assistance. http://www.needhelppayingbills.com/html/saint_vincent_de_paul_financia.html
Salvation Army Family Emergency Services - You can also contact The Salvation Army for additional help for paying heating, utility and electric bills. The Salvation Army Family Emergency Services unit helps support basic human needs. The organization will provide a safety net to anyone who has nowhere else to turn if those people need help paying bills. Some of the services provided by the Salvation Army include clothing, food, electric bill help and counseling. The Salvation Army also has many case workers that are part of the Family Emergency Services, and these case workers will help prevent homelessness through crisis intervention. You need to contact your local chapter for more information on charity assistance and other services they offer. http://www.needhelppayingbills.com/html/salvation_army_financial_assis.html
Seniors and Older Adults - Your local agency on aging office provides free services, can coordinate charity care, and focuses on offering assistance and support to individuals over age 55, the elderly and senior citizens.http://www.needhelppayingbills.com/html/charities_and_organizations_th.html
United Way - Numerous utility companies across the country offer support and assistance to Americans to help them pay their electric bills. The utility companies will sometimes outsource the administration of the program to the United Way. Please contact you local United Way office to see if they are aware of any assistance or support provided by your utility provider. A search box is at the bottom of this page.
Volunteers of America - This national non-profit organization helps the less fortunate rebuild their lives and get a new start. In addition to long term self-sufficiency, some short term financial aid and resources may be provided (if available) on a limited basis. Housing, emergency support, job training, and many other services are offered. http://www.needhelppayingbills.com/html/volunteers_of_america_assistan.html
The YMCA offers services for the entire family, with a focus on children, the unemployed and job seekers. Assistance will help ensure that low income families are able to properly feed their children, including over the summer and holidays. The charity organization also helps parents gain new skills or find a job, as well as arrange for day care for their children. http://www.needhelppayingbills.com/html/ymca_assistance_programs.html
YWCA - Resources are focused on helping women, their children, single parents, and those that are struggling. The non-profit charity provides services such as affordable day care, job training, transitional housing and more. The goal of the charity is to empower women and help them gain self-sufficiency. Some programs are also available for victims of domestic violence or veterans. http://www.needhelppayingbills.com/html/charities_and_organizations_th.html
Dental Care - Assistance is coordinated by a national non-profit organization, and free dental programs are provided by thousands of dentists as part of the Dental Lifeline Network and other charities. http://www.needhelppayingbills.com/html/free_dental_care.html
Eyeglasses and exams - Find a listing of several non-profits and charities that provide either free or low cost eye exams and prescription glasses. Some agencies will even provide contact lenses. http://www.needhelppayingbills.com/html/charities_and_organizations_th.html
Free Prescription Medications - There are several programs that offer discounted and free prescription medications. They include Dispensary of Hope, Together RX Access, NeedyMeds, and Patient Advocate Foundation. http://www.needhelppayingbills.com/html/get_free_prescription_drugs.html
Knowing where the resources are is half the battle, using them is the down hill battle.
A study at the ACR meeting describing data from 4 published analyses of costs in newly diagnosed or newly active patients with lupus found that the average cost per patient ranged from $13,735 to $27,531 a year compared to $7,794 to $9,788 in people without lupus. In patients with lupus nephritis, the costs were significantly higher, ranging from $29,034 to $62,651.xii http://www.lupusresearch.org/research/lru/assessing_cost.html
Many people loose their homes and their jobs due to their illnesses. Chronically ill people have relied on family to aid them in paying their expenses; from dental, medical, mortgage/rent, utilities, etc.
There are resources available to families and patients to help pay their bills, but they need to know how to access these resources.
Catholic Charities - No matter what your background or religion is, this charity organization may be able to provide financial help, cash assistance or other resources in a crisis. There are over 3,000 locations around the nation that individuals can turn to. http://www.needhelppayingbills.com/html/catholic_charities_financial_a.html
Gradient Gives Back Community Outreach Program - This program provides families with direct financial assistance, including rent and mortgage payments. They also offer counseling, help with tax returns, budgeting skills, and more. http://www.needhelppayingbills.com/html/gradient_gives_back_community_.html
Jewish Federation of North America - This is a national charity organization that distributes funds to non-profit sites around the country. Most locations provide assistance to needy families of all religions, races, and ages. Social services and emergency assistance for rent, homeless prevention, energy bills, and more is offered. The federation will also help coordinate job training and workforce development. http://www.needhelppayingbills.com/html/jewish_federation_financial_as.html
Lutheran Services in America coordinates with hundreds of local human service groups and charities to provide help to the needy and less fortunate. Programs can provide basic needs such as housing, medical care, meals, and financial resources for critical bills. The poor, elderly, and struggling are many of the beneficiaries of this national non-profit charity. http://www.needhelppayingbills.com/html/lutheran_social_ministry_finan.html
National Assistance League - While the charity operates across the country, the local centers focus on meeting the needs for that community. So called chapters may provide a number of basic needs. A common program offered nationally is Operation School Bell, which is school clothes, books, and items to students. A number of other programs are available and may include dental care, meals, social services, day care, and other support. Thousands of people volunteer at this charity. http://www.needhelppayingbills.com/html/assistance_league_programs.html
Net Wish - A non-profit that was created by a private individual. The organization provides emergency cash grants and free money to qualified individuals to help them pay critical bills in an emergency. Priority is given to the elderly and families with children. This non-profit was created to help the less fortunate. http://www.needhelppayingbills.com/html/charities_and_organizations_th.html
Operation Homefront - The non-profit charity organization Operation Homefront provides emergency financial assistance, grants, counseling, and other aid for military personnel. It helps those who are currently in the service, as well as ex- military. In addition they can also assist families of service members as well as wounded soldiers. http://www.needhelppayingbills.com/html/charities_and_organizations_th.html
Operation Round Up - This is an assistance program that is offered by utility and gas companies in many states. This organization, and the aid they will give, provides energy assistance funds and grants to families and individuals in need of help. Most of the money raised is from customer contributions. In addition, the program will offer additional aid, such as help for paying medical bills, rent or housing costs, and more. http://www.needhelppayingbills.com/html/state_aid_and_assistance_progr.html
Saint Vincent de Paul - Regardless of your religion or background, this national charity organization may be able to offer grants and aid for paying bills and basic needs. While funding is limited, qualified low income families faced with a crisis may get assistance. http://www.needhelppayingbills.com/html/saint_vincent_de_paul_financia.html
Salvation Army Family Emergency Services - You can also contact The Salvation Army for additional help for paying heating, utility and electric bills. The Salvation Army Family Emergency Services unit helps support basic human needs. The organization will provide a safety net to anyone who has nowhere else to turn if those people need help paying bills. Some of the services provided by the Salvation Army include clothing, food, electric bill help and counseling. The Salvation Army also has many case workers that are part of the Family Emergency Services, and these case workers will help prevent homelessness through crisis intervention. You need to contact your local chapter for more information on charity assistance and other services they offer. http://www.needhelppayingbills.com/html/salvation_army_financial_assis.html
Seniors and Older Adults - Your local agency on aging office provides free services, can coordinate charity care, and focuses on offering assistance and support to individuals over age 55, the elderly and senior citizens.http://www.needhelppayingbills.com/html/charities_and_organizations_th.html
United Way - Numerous utility companies across the country offer support and assistance to Americans to help them pay their electric bills. The utility companies will sometimes outsource the administration of the program to the United Way. Please contact you local United Way office to see if they are aware of any assistance or support provided by your utility provider. A search box is at the bottom of this page.
Volunteers of America - This national non-profit organization helps the less fortunate rebuild their lives and get a new start. In addition to long term self-sufficiency, some short term financial aid and resources may be provided (if available) on a limited basis. Housing, emergency support, job training, and many other services are offered. http://www.needhelppayingbills.com/html/volunteers_of_america_assistan.html
The YMCA offers services for the entire family, with a focus on children, the unemployed and job seekers. Assistance will help ensure that low income families are able to properly feed their children, including over the summer and holidays. The charity organization also helps parents gain new skills or find a job, as well as arrange for day care for their children. http://www.needhelppayingbills.com/html/ymca_assistance_programs.html
YWCA - Resources are focused on helping women, their children, single parents, and those that are struggling. The non-profit charity provides services such as affordable day care, job training, transitional housing and more. The goal of the charity is to empower women and help them gain self-sufficiency. Some programs are also available for victims of domestic violence or veterans. http://www.needhelppayingbills.com/html/charities_and_organizations_th.html
Dental Care - Assistance is coordinated by a national non-profit organization, and free dental programs are provided by thousands of dentists as part of the Dental Lifeline Network and other charities. http://www.needhelppayingbills.com/html/free_dental_care.html
Eyeglasses and exams - Find a listing of several non-profits and charities that provide either free or low cost eye exams and prescription glasses. Some agencies will even provide contact lenses. http://www.needhelppayingbills.com/html/charities_and_organizations_th.html
Free Prescription Medications - There are several programs that offer discounted and free prescription medications. They include Dispensary of Hope, Together RX Access, NeedyMeds, and Patient Advocate Foundation. http://www.needhelppayingbills.com/html/get_free_prescription_drugs.html
Knowing where the resources are is half the battle, using them is the down hill battle.
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